If you’re afraid to open your bills if you’ve never added up how much you owe if you can’t even imagine being debt-free it’s time to join the thousands of people Gail Vaz-Oxlade has helped. Her straightforward approach to money management is based on self-control hard work and prioritizing what’s really important. Debt-Free Forever is Gail’s step-by-step guide and she’ll show you how to: figure out how much you’ve actually been spending • calculate how much you owe—and what it’s costing you • build a budget that works • maximize your debt repayments so you can be free of consumer debt in 3 years or less • prepare for a rainy day so it doesn’t mean a major setback • set goals for your new debt-free life. Make no mistake: Getting out of debt isn’t easy. But in Debt-Free Forever Gail gives you a clear strategy and the steps needed to implement it. So if you’re finished with excuses overdue notices and maxed-out credit cards pick up this book follow Gail’s plan and start becoming debt-free forever.
